If you're living paycheck to paycheck or it seems like there's more month than there is money, it can seem like an impossible task to ever save enough to get ahead.
You can do it, though, with some self discipline and a little creativity. The first thing you need is to have to want to. Once you can say you honestly want to, then you can do it.
You might have to start with a dollar or even less. Where to find it?
Do without that cup of coffee.
Use a coupon if you can find one for something you need
Walk instead of drive whenever you can.
Take $5 with you (cash) to a garage sale and only buy what you need if it's at a good price
Got a Kindle? Read free Kindle books instead of buying them. (Look up "free Kindle books" on Amazon, but double check the price before "buying.")
Change your seasonal looks by using different accessories instead of buying new clothes.
Do it yourself whenever you can. This includes yardwork, mending, painting, building or repairing.
Cook from scratch instead of buying convenience food, but check prices first. A certain cornbread mix is actually cheaper than buying cornmeal. Of course, you might use cornmeal in other things, so take that into account.
Every time you do one of these thing to save money, take that money and put it aside, no matter if it's only a dime. It will add up and faster than you think.
Most banks won't allow you to open a savings account with only a few dollars so keep your cash in a place that's not easy to get to until you have enough to open an account. Online banks can pay the highest interest, so look around and find the best.
Put the money into the bank. At the end of the month or whatever time period that suits you, take your saved cash and put it into your regular bank, then go home and immediately transfer it to your online savings account.
You can do it.
