Thursday, April 2, 2009

Hoarding for frugal reasons

Question: What do people do who don't save at least a few newspaper rubber bands or a generic plastic bag or a pretty piece of paper now and then?

Answer: They go out and buy them or their equivalent when they need them.

Or...

I remember my Mom talking about my sister in law who came to her for rubber bands and plastic bags because she threw hers out (over and over and over).

If you save all those things you think about, you'll never lack for something to fasten things together, something to put things in, something to mix a little something in, something to decorate something with...

If you're going to hoard, do it in an organized way by having a particular place for each item or type of item. Boxes, both large and small, come in handy for this, as do drawers and less frugal organizers and you can find what you need faster.

And a word of advice: If you're not going to hoard... get to be good friends with someone who does. Who knows when you're going to need a cone shaped piece of cardboard (that cotton yarn came on)?

Saturday, March 28, 2009

Electric traditions

Turn off the lights! At least for an hour tonight, at 8:30 P.M. wherever you are. Sure, it's about global warming, but let's use it for ourselves. Why not? An hour without electricity is like a dollar saved. More or less. It depends on how much electricity you use on the average and what your rates are, but turning everything off for an hour can't do anything but save you money, so why not?

As a matter of fact, this might be a good tradition to start. An hour a week without TV, radio, computer, electric lights, dishwashers, clothes washers, dryers, blenders, microwaves, electric stoves... if that sounds restful to you, why not do it? Make it educational for the kids or romantic for the spouse or just a quiet time for yourself.

After awhile, you may want to increase it to an hour and a half, or do it twice a week, or only once a month. Make it work for you and your family so it's just a tiny bit challenging but not too much.

Why not?

Tuesday, March 17, 2009

The ever present credit card

I was recently asked if I thought credit cards should be banned. Wow... I never even thought of it.

What good would banning credit cards do? The problem isn't the availability of credit, it's the lack of self discipline and responsibility that allows abuse of a credit card.

And who would ban them? Should the government be responsible for parenting the entire population of the US??

Some people just have trouble controlling their spending and if they don't have credit cards, what are they going to do? I'll tell you what they do. They overdraw their checking accounts. They borrow money from family and friends. They get advances on their paychecks.

So maybe the government should require basic financial responsibility courses in high school. D'ya think it would ever fly??

Thursday, March 12, 2009

Double Duty

I once knew a well-to-do woman who did laundry in a wringer washer, then used the soapy water to mop her porch and kitchen floors. She also washed her hair brushes and combs, tied in a cloth bag, with a load of white clothes. A washing machine to her was a machine to wash anything that would go in it, and left a container of soapy water that could be used for whatever cleaning was needed.

If we look at everything from that viewpoint, we can find a lot of ways that will save us time and money.

For instance, vacuum cleaners are first "vacuums," then secondly "cleaners." A vacuum can be useful for several things, like sucking air out of storage bags to save space, or catching and trapping insects. Turn the vacuum around and use the blower side to blow lightweight trash from garage floors and sidewalks. Many manufacturers make inflatable furniture and pool toys, etc., with openings that accommodate a vacuum cleaner hose.

Heat from a cookstove is welcome when the weather is cold, but have you thought of using the same heat for other things while you're cooking and/or baking and warming the house? A suspended rack or hook will dry herbs and a plate on a shelf above the stove will dehydrate just as well as an electric dehydrator. It's not very frugal to use the stove for this purpose when you're not cooking or baking, but when you do, why waste the heat? When you finish cooking, move the foods back to the dehydrator. You can make the heat work three times!

We can learn to see appliances and other tools for what they are instead of just what we use them for traditionally.

Because a fan cools us, doesn't mean it can't warm us. A fan can also be used to dry clothes on a rack with less cost than using a dryer. Besides moving dry air into moist areas (wet clothes), a fan can move moist air into dryer areas to keep a bathroom or kitchen safer from mold or mildew. With a fan you can also winnow seeds and grains, dry your hair and remove smells and smoke. Cars have fans; so do air conditioners, heaters, clothes dryers, hair dryers...

Refrigerators just cool food, of course... but they also have level (outside) tops, which makes them good for storing or even displaying things. Why not use the top to keep your coupons? Traditionally, a magnet on the door holds the shopping list and another one holds notes to other family members.

And on and on...

Monday, March 2, 2009

The way it was

I started to answer a question in the Dollar Stretcher forum "What They Did When Times Were Hard, but this is probably not the answer she wanted, so I changed my mind and decided to post here instead:

I can't remember a period when things were tougher than usual. Daddy worked on a ranch so we had the house and utilities free, but he made $300 a month (this was 50 years ago) and raised 8 kids. A 10 person household can eat a lot, but we never did without. Mom baked bread, gardened, picked wild food, canned, made butter and cottage cheese (we got real milk). We ate a lot of beans and potatoes, but they were good. A bowl of pinto beans, a pan of hot cornbread, homemade cottage cheese and wild greens is the best kind of meal.

One thing our family did, and many others did whether they "needed to" or not - and one that you very seldom see any more - is that we kids worked. Not only did we do our chores, which meant we carried in wood and water, fed the chickens, gathered eggs, helped with the garden, took care of the younger ones, we found ways to make money. By the time any of us graduated 8th grade (it used to go from 8th to high school at 9th grade), we were buying our own clothes and helping whenever it was needed. We felt a responsibility toward the family because we were it. Kids don't get to do that any more.

Mom was never a seamstress, but she could patch and make aprons, potholders, mittens from old sweater sleeves, rugs from rags and on and on. Not because it was a fun crafty thing to do, but because we needed those things and the money was not there to buy them. If it had been, she would have used it for something more important.

Daddy did all of his own mechanic work, of course, like everyone else we knew. Anyone would have been the laughingstock of the community if he took his car in to have an oil change and a lube job, or even to tune it up. It's harder to do some things like that now with computers in everything, but it saves when you can.

We didn't have a closetful of clothes. We had enough and no more. It really doesn't take 15 pairs of pants, a couple dozen shirts and a dozen pairs of shoes. We had three pairs of good jeans, five shirts and a pair of shoes. We wore the jeans twice and sometimes three times, the shirts twice. My sister and I had a couple of dresses, but since we didn't wear them often, that was plenty.

Mom washed with a washboard, and later on a wringer washer. We didn't have a water bill, but washing like that takes much less water and detergent that automatic wasters. Washers, I mean. She never owned a dryer, didn't need one. She hung clothes outside to dry, winter or summer and this was in Wyoming where they know what cold is. At one point, she had lines in the unheated second floor, but that was after most of the kids moved out, because that's where we slept.

Every morning, we'd put a large rock on top of the living room heater and every night Mom would wrap it with a rag so it wouldn't be too hot. We'd put it in bed before we crawled in... sheer luxury to put cold toes against a toasty rock, or to pull it up to huddle against until the sheets warmed up.

So what did we do when times were hard? We never noticed.

Friday, February 27, 2009

Gardening fever

Today, I'm going to order some Jerusalem artichokes to plant and I'm sure that won't be the only thing. I have saved a lot of seed from last year, but there's always something else to try.

Every year my enthusiasm runs ahead of energy and time, and this year is no different I suppose... but this year, I'll get out there a little every day and keep up with it. This year, I'll get a few more canning jars and spend a few days just canning. This year... will probably be a rerun of last year and the year before.

Good intentions.

The results are usually pretty fair and there is garden produce enough to give away, but still. If I'd stay in control of the garden (or of myself, in reality), just think of the garden I could have!

Anyway... for today, I dream. My list gets longer and longer and I know very well that there isn't room for everything and some of it will hardly grow here. The list will have to be pared down again and again until I'm left with the basics: tomatoes, lettuce. Onions and squashes, beans, peppers...

Why don't I just start with those and call it good? Now, what would be the fun in that?

Thursday, February 19, 2009

Bartering

I hate to start everything I write with "in this economy," but what else can I do? So... "In this economy" we need to use all the tactics we can find to get the things we need without spending money. One way to do this is to barter.

Now, you don't need a bad economy to barter, but you may find others more willing to make deals if they're short on cash or if you have something they would like to have.

What that "something" is, can be a skill or technique or experience, or it can be food or "durable goods," or a service. That's just a way of saying that everything can be traded, given the right circumstances and people.

I have heard of people trading home canned goods for dental work; snow removal for fresh eggs, canning jars for hand knitted socks. We all have something that's valuable to someone else. Babysitting, dog walking, window washing, teaching skills and on and on... someone, somewhere needs it.

It may take a few tries to get started, but don't let that discourage you. I won't repeat everything I've written about it elsewhere, but I'll direct you to a couple of articles:

Wanna Trade? Barter Yourself to Financial Freedom

Seniors: Instead of Money, Barter

In the Community at Dollar Stretcher, there are a few threads about bartering that may open your eyes to the possibilities:

Bartering for Goods and Services

Gone to Bartering Yet?

If you haven't done it, there's no better time than right now.

Tuesday, February 10, 2009

Mom's pie safe


Mom gave me her pie safe several years ago, but I never got it until she died because she was using it. My brothers brought it down a couple of weeks ago and I decided to put it in my kitchen. My kitchen is kind of small, so there wasn't room to get a picture of the whole thing in one shot.


I spent the better part of the weekend cleaning and repainting the inside. I will leave the outside, scars and all, to remind me of Mom. All of the corners were reinforced by Daddy to keep out the mice.

Most pie safes I've seen have had either punched tin doors or sides or vents covered with screen or punched tin. This one has had screen tacked over side holes.


The bottom shelves are for other storage, so don't have vents.

Since I don't bake nine pies at a time (which this would easily hold), I will use it for storing other kitchen essentials.

The frugal story... when I first thought of using it in the kitchen, I knew I'd have to do a lot of cleaning. I was at a Dollar Store and looked for Fantastik, which is my favorite heavy duty cleaner (I know... not green and not frugal!). They didn't have it, but they had another brand, so I bought it, thinking that it would work as well. It didn't. Not by a long shot.

So I went to the Fantastik web site (S.C. Johnson) and found a "contact us" link and emailed them. Well... they sent me a coupon for a free bottle!

And then, I wanted to paint the inside to make it more useable and first thought I would have to go and buy a quart of white paint, but I got to digging around and found a gallon of paint leftover from... at least 15 years ago. It was latex, so I put a little water in it, stirred and stirred and stirred some more and saved another few dollars on paint.

All in all, I spent a little over $3 for a bottle of cleaner - that didn't work!

P.S. The left drawer front is held on by duct tape along with some brass tacks. The drawer is long gone. I hope I can find someone to recreate it, but the challenge will be finding the right size wood. They plane wood different now than when this was made.

Sunday, February 8, 2009

Kitchen machines

I was lazy today and made pudding from an instant mix instead of cooking it from scratch. Scratch is a little cheaper (although generic mix is pretty cheap!), but it's a lot better, and I suspect it's better for you. Well, not as bad, anyway.

I poured in the milk and added the mix, then reached for my handy dandy, sooper dooper, hand cranked old fashioned egg beater. They're not easy to find any more, but they're one of the best tools ever created for a kitchen. A good egg beater barely whines when you turn the handle. It's a finely tuned machine, perfectly balanced and intricately designed. Since it's manual, I can use it anywhere instead of reaching for an electric receptacle. It doesn't cost one penny to operate and what little exercise I got from it was good for me.

Multiply that times however many electric machines and makers you use and subtract the total. If you did the math right, you got less than nothing in exchange for using electricity and not using your own muscles.

Many kitchens have 5 or more electrical outlets for all the coffee makers, rice machines, electric knives, blenders, food processors, mixers, can openers, bread machines, electric teapots, toasters, toaster ovens, slow cookers, popcorn poppers, electric skillets, juicers... not to mention electric griddles and grills, electric woks, electric fondue pots, electric steamers and egg cookers and timers, hotplates, deep fryers, warming trays...

And then we wonder why our electric bills are so high.

(I realize there are those who are disabled who cannot do things otherwise and for those, I am glad electrical machines are available.)

Monday, February 2, 2009

Random thoughts on the economy

(I've been amiss in posting again... another bout with some health issues, but I'm here now!)

As the economy tightens (we're told) money is scarcer and harder to hold on to. Just a few things I've noticed lately: cost of natural gas has gone up, higher prices on some things in the grocery store, the price of gasoline is rising again. I don't have to tell you about the merry go round of people losing jobs, buying less, hurting businesses which lay off people or go out of business, causing job loss... and around it goes.

I don't know where it stops - or in the worst scenario, if it will stop this time. I do know that now, more than ever, all the little things we've learned over the last few years will help us get by. When pennies count for you, the entire economy takes a back seat to your own personal economy.

This may get a little political, but it's not intended to offend anyone. It's just common sense to me.

The fact is that capitalism works when people work and when there is a demand for goods, jobs are created, people are able to buy more and better goods, houses, cars, insurance and so on and a better merry go round experience is created.

Our infrastructure needs help, but why doesn't the government give a little slack so private business can do the work? Why do we have this problem in the first place? Because of government red tape, rules, regulations and laws. Hello? What is wrong with curing the problem instead of bandaiding the symptom?

Ok, enough of a rant for today. Gotta take my meds...