That's simple enough, isn't it?
It means that if you don't have money to pay your bills, don't buy ice cream. Don't go window shopping, or any other kind of shopping except for the bare necessities.
Maybe the problem is that we don't know what the "bare necessities" are any more. Here's a checklist to remind you of a few things that aren't necessary:
- Cable TV
- Vacations anywhere other than home
- Store bought snacks and treats: Ice cream, candy, chips...
- Shoes in seventeen different colors
- Ditto, watchbands, hair clasps, and jewelry
- Going to the movies
- Eating out
And so on.
What is necessary? Think about it. Really think about it.
Then figure out how to tighten your own belt and get by until good times roll again. But when they do, don't forget the lessons you've learned. Just as surely as the sun rises and sets each day, tough times will come again for someone, somewhere. As a wise person once said, you can be the answer, not the problem.