I was recently asked if I thought credit cards should be banned. Wow... I never even thought of it.
What good would banning credit cards do? The problem isn't the availability of credit, it's the lack of self discipline and responsibility that allows abuse of a credit card.
And who would ban them? Should the government be responsible for parenting the entire population of the US??
Some people just have trouble controlling their spending and if they don't have credit cards, what are they going to do? I'll tell you what they do. They overdraw their checking accounts. They borrow money from family and friends. They get advances on their paychecks.
So maybe the government should require basic financial responsibility courses in high school. D'ya think it would ever fly??