..is how much money you want to save. Whether you're paying down debt, building a retirement fund, saving for a new car or house or whatever other goal you have, how fast you do it depends on how frugal you get.
My other blog, Extremely Frugal, is nothing but frugal tips. Some people call them extreme, so that's what I called it, but for some, they're just every day common sense. If you put even part of them into practice, you will save money.
Not everyone wants to make their own napkins or wash out plastic bags and that's fine. We must all find our own level of frugality.
BUT... if you want to meet a goal sooner rather than later, you may have to give up some things. You may have to make do or do without.
It all depends on you. There's only one rule: If you refuse to give up something that's costing you unnecessarily, you can't complain that you're not getting anywhere.
How hard you tackle it is in direct proportion to how quickly you meet your goal.