I started to answer a question in the Dollar Stretcher forum "What They Did When Times Were Hard, but this is probably not the answer she wanted, so I changed my mind and decided to post here instead:
I can't remember a period when things were tougher than usual. Daddy worked on a ranch so we had the house and utilities free, but he made $300 a month (this was 50 years ago) and raised 8 kids. A 10 person household can eat a lot, but we never did without. Mom baked bread, gardened, picked wild food, canned, made butter and cottage cheese (we got real milk). We ate a lot of beans and potatoes, but they were good. A bowl of pinto beans, a pan of hot cornbread, homemade cottage cheese and wild greens is the best kind of meal.
One thing our family did, and many others did whether they "needed to" or not - and one that you very seldom see any more - is that we kids worked. Not only did we do our chores, which meant we carried in wood and water, fed the chickens, gathered eggs, helped with the garden, took care of the younger ones, we found ways to make money. By the time any of us graduated 8th grade (it used to go from 8th to high school at 9th grade), we were buying our own clothes and helping whenever it was needed. We felt a responsibility toward the family because we were it. Kids don't get to do that any more.
Mom was never a seamstress, but she could patch and make aprons, potholders, mittens from old sweater sleeves, rugs from rags and on and on. Not because it was a fun crafty thing to do, but because we needed those things and the money was not there to buy them. If it had been, she would have used it for something more important.
Daddy did all of his own mechanic work, of course, like everyone else we knew. Anyone would have been the laughingstock of the community if he took his car in to have an oil change and a lube job, or even to tune it up. It's harder to do some things like that now with computers in everything, but it saves when you can.
We didn't have a closetful of clothes. We had enough and no more. It really doesn't take 15 pairs of pants, a couple dozen shirts and a dozen pairs of shoes. We had three pairs of good jeans, five shirts and a pair of shoes. We wore the jeans twice and sometimes three times, the shirts twice. My sister and I had a couple of dresses, but since we didn't wear them often, that was plenty.
Mom washed with a washboard, and later on a wringer washer. We didn't have a water bill, but washing like that takes much less water and detergent that automatic wasters. Washers, I mean. She never owned a dryer, didn't need one. She hung clothes outside to dry, winter or summer and this was in Wyoming where they know what cold is. At one point, she had lines in the unheated second floor, but that was after most of the kids moved out, because that's where we slept.
Every morning, we'd put a large rock on top of the living room heater and every night Mom would wrap it with a rag so it wouldn't be too hot. We'd put it in bed before we crawled in... sheer luxury to put cold toes against a toasty rock, or to pull it up to huddle against until the sheets warmed up.
So what did we do when times were hard? We never noticed.
Monday, March 2, 2009
Friday, February 27, 2009
Gardening fever
Today, I'm going to order some Jerusalem artichokes to plant and I'm sure that won't be the only thing. I have saved a lot of seed from last year, but there's always something else to try.
Every year my enthusiasm runs ahead of energy and time, and this year is no different I suppose... but this year, I'll get out there a little every day and keep up with it. This year, I'll get a few more canning jars and spend a few days just canning. This year... will probably be a rerun of last year and the year before.
Good intentions.
The results are usually pretty fair and there is garden produce enough to give away, but still. If I'd stay in control of the garden (or of myself, in reality), just think of the garden I could have!
Anyway... for today, I dream. My list gets longer and longer and I know very well that there isn't room for everything and some of it will hardly grow here. The list will have to be pared down again and again until I'm left with the basics: tomatoes, lettuce. Onions and squashes, beans, peppers...
Why don't I just start with those and call it good? Now, what would be the fun in that?
Every year my enthusiasm runs ahead of energy and time, and this year is no different I suppose... but this year, I'll get out there a little every day and keep up with it. This year, I'll get a few more canning jars and spend a few days just canning. This year... will probably be a rerun of last year and the year before.
Good intentions.
The results are usually pretty fair and there is garden produce enough to give away, but still. If I'd stay in control of the garden (or of myself, in reality), just think of the garden I could have!
Anyway... for today, I dream. My list gets longer and longer and I know very well that there isn't room for everything and some of it will hardly grow here. The list will have to be pared down again and again until I'm left with the basics: tomatoes, lettuce. Onions and squashes, beans, peppers...
Why don't I just start with those and call it good? Now, what would be the fun in that?
Thursday, February 19, 2009
Bartering
I hate to start everything I write with "in this economy," but what else can I do? So... "In this economy" we need to use all the tactics we can find to get the things we need without spending money. One way to do this is to barter.
Now, you don't need a bad economy to barter, but you may find others more willing to make deals if they're short on cash or if you have something they would like to have.
What that "something" is, can be a skill or technique or experience, or it can be food or "durable goods," or a service. That's just a way of saying that everything can be traded, given the right circumstances and people.
I have heard of people trading home canned goods for dental work; snow removal for fresh eggs, canning jars for hand knitted socks. We all have something that's valuable to someone else. Babysitting, dog walking, window washing, teaching skills and on and on... someone, somewhere needs it.
It may take a few tries to get started, but don't let that discourage you. I won't repeat everything I've written about it elsewhere, but I'll direct you to a couple of articles:
Wanna Trade? Barter Yourself to Financial Freedom
Seniors: Instead of Money, Barter
In the Community at Dollar Stretcher, there are a few threads about bartering that may open your eyes to the possibilities:
Bartering for Goods and Services
Gone to Bartering Yet?
If you haven't done it, there's no better time than right now.
Now, you don't need a bad economy to barter, but you may find others more willing to make deals if they're short on cash or if you have something they would like to have.
What that "something" is, can be a skill or technique or experience, or it can be food or "durable goods," or a service. That's just a way of saying that everything can be traded, given the right circumstances and people.
I have heard of people trading home canned goods for dental work; snow removal for fresh eggs, canning jars for hand knitted socks. We all have something that's valuable to someone else. Babysitting, dog walking, window washing, teaching skills and on and on... someone, somewhere needs it.
It may take a few tries to get started, but don't let that discourage you. I won't repeat everything I've written about it elsewhere, but I'll direct you to a couple of articles:
Wanna Trade? Barter Yourself to Financial Freedom
Seniors: Instead of Money, Barter
In the Community at Dollar Stretcher, there are a few threads about bartering that may open your eyes to the possibilities:
Bartering for Goods and Services
Gone to Bartering Yet?
If you haven't done it, there's no better time than right now.
Tuesday, February 10, 2009
Mom's pie safe
Mom gave me her pie safe several years ago, but I never got it until she died because she was using it. My brothers brought it down a couple of weeks ago and I decided to put it in my kitchen. My kitchen is kind of small, so there wasn't room to get a picture of the whole thing in one shot.
I spent the better part of the weekend cleaning and repainting the inside. I will leave the outside, scars and all, to remind me of Mom. All of the corners were reinforced by Daddy to keep out the mice.
Most pie safes I've seen have had either punched tin doors or sides or vents covered with screen or punched tin. This one has had screen tacked over side holes.
The bottom shelves are for other storage, so don't have vents.
Since I don't bake nine pies at a time (which this would easily hold), I will use it for storing other kitchen essentials.
The frugal story... when I first thought of using it in the kitchen, I knew I'd have to do a lot of cleaning. I was at a Dollar Store and looked for Fantastik, which is my favorite heavy duty cleaner (I know... not green and not frugal!). They didn't have it, but they had another brand, so I bought it, thinking that it would work as well. It didn't. Not by a long shot.
So I went to the Fantastik web site (S.C. Johnson) and found a "contact us" link and emailed them. Well... they sent me a coupon for a free bottle!
And then, I wanted to paint the inside to make it more useable and first thought I would have to go and buy a quart of white paint, but I got to digging around and found a gallon of paint leftover from... at least 15 years ago. It was latex, so I put a little water in it, stirred and stirred and stirred some more and saved another few dollars on paint.
All in all, I spent a little over $3 for a bottle of cleaner - that didn't work!
P.S. The left drawer front is held on by duct tape along with some brass tacks. The drawer is long gone. I hope I can find someone to recreate it, but the challenge will be finding the right size wood. They plane wood different now than when this was made.
Sunday, February 8, 2009
Kitchen machines
I was lazy today and made pudding from an instant mix instead of cooking it from scratch. Scratch is a little cheaper (although generic mix is pretty cheap!), but it's a lot better, and I suspect it's better for you. Well, not as bad, anyway.
I poured in the milk and added the mix, then reached for my handy dandy, sooper dooper, hand cranked old fashioned egg beater. They're not easy to find any more, but they're one of the best tools ever created for a kitchen. A good egg beater barely whines when you turn the handle. It's a finely tuned machine, perfectly balanced and intricately designed. Since it's manual, I can use it anywhere instead of reaching for an electric receptacle. It doesn't cost one penny to operate and what little exercise I got from it was good for me.
Multiply that times however many electric machines and makers you use and subtract the total. If you did the math right, you got less than nothing in exchange for using electricity and not using your own muscles.
Many kitchens have 5 or more electrical outlets for all the coffee makers, rice machines, electric knives, blenders, food processors, mixers, can openers, bread machines, electric teapots, toasters, toaster ovens, slow cookers, popcorn poppers, electric skillets, juicers... not to mention electric griddles and grills, electric woks, electric fondue pots, electric steamers and egg cookers and timers, hotplates, deep fryers, warming trays...
And then we wonder why our electric bills are so high.
(I realize there are those who are disabled who cannot do things otherwise and for those, I am glad electrical machines are available.)
I poured in the milk and added the mix, then reached for my handy dandy, sooper dooper, hand cranked old fashioned egg beater. They're not easy to find any more, but they're one of the best tools ever created for a kitchen. A good egg beater barely whines when you turn the handle. It's a finely tuned machine, perfectly balanced and intricately designed. Since it's manual, I can use it anywhere instead of reaching for an electric receptacle. It doesn't cost one penny to operate and what little exercise I got from it was good for me.
Multiply that times however many electric machines and makers you use and subtract the total. If you did the math right, you got less than nothing in exchange for using electricity and not using your own muscles.
Many kitchens have 5 or more electrical outlets for all the coffee makers, rice machines, electric knives, blenders, food processors, mixers, can openers, bread machines, electric teapots, toasters, toaster ovens, slow cookers, popcorn poppers, electric skillets, juicers... not to mention electric griddles and grills, electric woks, electric fondue pots, electric steamers and egg cookers and timers, hotplates, deep fryers, warming trays...
And then we wonder why our electric bills are so high.
(I realize there are those who are disabled who cannot do things otherwise and for those, I am glad electrical machines are available.)
Monday, February 2, 2009
Random thoughts on the economy
(I've been amiss in posting again... another bout with some health issues, but I'm here now!)
As the economy tightens (we're told) money is scarcer and harder to hold on to. Just a few things I've noticed lately: cost of natural gas has gone up, higher prices on some things in the grocery store, the price of gasoline is rising again. I don't have to tell you about the merry go round of people losing jobs, buying less, hurting businesses which lay off people or go out of business, causing job loss... and around it goes.
I don't know where it stops - or in the worst scenario, if it will stop this time. I do know that now, more than ever, all the little things we've learned over the last few years will help us get by. When pennies count for you, the entire economy takes a back seat to your own personal economy.
This may get a little political, but it's not intended to offend anyone. It's just common sense to me.
The fact is that capitalism works when people work and when there is a demand for goods, jobs are created, people are able to buy more and better goods, houses, cars, insurance and so on and a better merry go round experience is created.
Our infrastructure needs help, but why doesn't the government give a little slack so private business can do the work? Why do we have this problem in the first place? Because of government red tape, rules, regulations and laws. Hello? What is wrong with curing the problem instead of bandaiding the symptom?
Ok, enough of a rant for today. Gotta take my meds...
As the economy tightens (we're told) money is scarcer and harder to hold on to. Just a few things I've noticed lately: cost of natural gas has gone up, higher prices on some things in the grocery store, the price of gasoline is rising again. I don't have to tell you about the merry go round of people losing jobs, buying less, hurting businesses which lay off people or go out of business, causing job loss... and around it goes.
I don't know where it stops - or in the worst scenario, if it will stop this time. I do know that now, more than ever, all the little things we've learned over the last few years will help us get by. When pennies count for you, the entire economy takes a back seat to your own personal economy.
This may get a little political, but it's not intended to offend anyone. It's just common sense to me.
The fact is that capitalism works when people work and when there is a demand for goods, jobs are created, people are able to buy more and better goods, houses, cars, insurance and so on and a better merry go round experience is created.
Our infrastructure needs help, but why doesn't the government give a little slack so private business can do the work? Why do we have this problem in the first place? Because of government red tape, rules, regulations and laws. Hello? What is wrong with curing the problem instead of bandaiding the symptom?
Ok, enough of a rant for today. Gotta take my meds...
Thursday, January 22, 2009
Telephones and power outages
We haven't had any power outages here (yet!) but there have been many around the country this winter. One of the necessities of modern living is being able to reach people via the telephone.
To be on the safe side, keep a corded phone around to use when the electricity goes out. The tiny trickle of electricity they use is supplied by the phone line itself, so as long as that's working, you have communication.
If you don't have a landline phone, be sure you have a charger that will work from your vehicle. Even if your phone is charged up when the power goes off, it may need another boost before the power comes back on.
Is a traditional landline phone or a cellphone better in a power outage? That depends on the storm or conditions that brought the outage.
Earthquakes, accidentally cut power lines and extreme flooding can cause landlines to fail, but high winds, hard rains and blizzards can cause cellphone signals and towers to fail.
Of course, to be safest, you can use both a landline and a cellphone and many people do that. It's an expensive option, but only you can decide whether it's worth the extra expense.
To be on the safe side, keep a corded phone around to use when the electricity goes out. The tiny trickle of electricity they use is supplied by the phone line itself, so as long as that's working, you have communication.
If you don't have a landline phone, be sure you have a charger that will work from your vehicle. Even if your phone is charged up when the power goes off, it may need another boost before the power comes back on.
Is a traditional landline phone or a cellphone better in a power outage? That depends on the storm or conditions that brought the outage.
Earthquakes, accidentally cut power lines and extreme flooding can cause landlines to fail, but high winds, hard rains and blizzards can cause cellphone signals and towers to fail.
Of course, to be safest, you can use both a landline and a cellphone and many people do that. It's an expensive option, but only you can decide whether it's worth the extra expense.
Wednesday, January 14, 2009
Healthy Eating on a Budget
Was one of your New Year's resolutions to eat healthier? Organic foods are expensive, but you can save money and eat healthier, too.
There are four ways that I can think of that will help cut the cost a little:
1 Grow your own whenever possible. You can container garden even in an apartment.
2. Buy in season only. Fresh foods are always cheaper when they're in season. No watermelon in December and no apples in July . They don't taste good then, anyway.
3. Buy locally. Get as close to the source as you can. I know you can't buy everything straight from the farmer (baking powder doesn't grow on farms!) but buy meat in bulk from a local grower and you'll get better quality: buy fresh produce from the producer and it's bettr quality and often less money, too.
4. "Naturally grown" means something different to the small local producer than it does to the big compaines. Guess which one is closer to the truth? Organic is good but if you can't afford organic, shoot for naturally grown.
There are four ways that I can think of that will help cut the cost a little:
1 Grow your own whenever possible. You can container garden even in an apartment.
2. Buy in season only. Fresh foods are always cheaper when they're in season. No watermelon in December and no apples in July . They don't taste good then, anyway.
3. Buy locally. Get as close to the source as you can. I know you can't buy everything straight from the farmer (baking powder doesn't grow on farms!) but buy meat in bulk from a local grower and you'll get better quality: buy fresh produce from the producer and it's bettr quality and often less money, too.
4. "Naturally grown" means something different to the small local producer than it does to the big compaines. Guess which one is closer to the truth? Organic is good but if you can't afford organic, shoot for naturally grown.
Friday, January 9, 2009
While you're looking at paperwork...
Now's the time to check for leaking pennies! Go over your bank statements, phone bills and insurance statements to see if you're being charged for services you don't need. For instance, if you don't use long distance on a land line phone, you can have the access taken off and save about $5 a month. Why not?
Bank savings accounts often charge a service fee if your balance falls below a certain amount. See what it is and decide whether it's worth keeping the account. You may be better off to put the money in a checking account and not be charged for it.
Double check home owner's insurance to be sure you're not paying for something you no longer have. Home values are lower now, so take that into account. Vehicle insurance sometimes duplicates other insurance coverage, like medical. Look at all of your insurance accounts and make sure you're not paying for double coverage.
Bank savings accounts often charge a service fee if your balance falls below a certain amount. See what it is and decide whether it's worth keeping the account. You may be better off to put the money in a checking account and not be charged for it.
Double check home owner's insurance to be sure you're not paying for something you no longer have. Home values are lower now, so take that into account. Vehicle insurance sometimes duplicates other insurance coverage, like medical. Look at all of your insurance accounts and make sure you're not paying for double coverage.
Sunday, January 4, 2009
I'm back! And a Happy New Year to all of you!
I don't know what it is about this time of year that seems to make me want to declutter and clean out things but I know I'm not alone. Where did all this "stuff" come from?
Ask yourself that and answer as honestly as possible. Maybe some of it was given to you and not your style or size or color... maybe some of it you bought yourself and was not your style or size or color.
It's possible that you bought things you thought you wanted/needed and later changed your mind, or that you got carried away "stocking up," then decided you didn't like the product. Can anyone say "wasted money"??
You'd think we would learn, but maybe we haven't thought it through very well. This year, this time, I am listing the approximate cost of this "stuff" as I go. Ouch. How much did you waste this year?
Might as well go ahead and give it away or stash it for a garage sale later in the year if you have room. If you give it to charities, be sure to take a tax deduction for next year.
Or you can Freecycle almost anything and save yourself a trip to unload. Don't forget about trading with someone if you're looking for goods or services. Craigslist is great for that if you can't find anyone among your friends or family.
Whatever you do with your "stuff," remember it throughout the year when you're tempted to buy anything!
Ask yourself that and answer as honestly as possible. Maybe some of it was given to you and not your style or size or color... maybe some of it you bought yourself and was not your style or size or color.
It's possible that you bought things you thought you wanted/needed and later changed your mind, or that you got carried away "stocking up," then decided you didn't like the product. Can anyone say "wasted money"??
You'd think we would learn, but maybe we haven't thought it through very well. This year, this time, I am listing the approximate cost of this "stuff" as I go. Ouch. How much did you waste this year?
Might as well go ahead and give it away or stash it for a garage sale later in the year if you have room. If you give it to charities, be sure to take a tax deduction for next year.
Or you can Freecycle almost anything and save yourself a trip to unload. Don't forget about trading with someone if you're looking for goods or services. Craigslist is great for that if you can't find anyone among your friends or family.
Whatever you do with your "stuff," remember it throughout the year when you're tempted to buy anything!
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